As part of its commitment to community economic empowerment, PT Petrogas Jatim Utama Cendana (PJUC) continues the implementation of the Petrogas Microfinance Program through 2026. Conducted in collaboration with BankZISKA, the program aims to provide safe, accessible, and sustainable business capital for ultra-micro entrepreneurs while helping them break free from the burden of loan sharks.

Through this initiative, beneficiaries can access business capital loans with no interest, no administrative fees, no collateral requirements, no penalties, and no asset confiscation. This financing scheme is designed to support small business owners in developing their enterprises without the financial pressures commonly associated with informal lending practices.

Since its launch in 2023, the Petrogas Microfinance Program has reached communities across Ponorogo, Magetan, and Pacitan Regencies. The program targets productive entrepreneurs operating in various sectors, including trade, culinary businesses, services, handicrafts, agribusiness, and agriculture. By providing accessible financing, the program helps strengthen local businesses and improve the economic resilience of beneficiary families.

The sustainability of the program is supported through a revolving fund mechanism. Loan repayments are redistributed to new beneficiaries, enabling the program’s impact to expand continuously and reach a greater number of ultra-micro entrepreneurs. Through this approach, Petrogas Microfinance serves not only as a source of capital but also as a sustainable model for community economic development.

By continuing this program, PJUC reaffirms its commitment to creating meaningful social impact, supporting the growth of micro-enterprises, and contributing to inclusive and sustainable economic development in East Java.